Category Archives: Credit Cards

The Most Expensive Ways to Borrow

There’s no right and wrong way to borrow money, rather it is all about what works for you and your finances. But there are ways that are more expensive than others. Sometimes these options might suit your needs better than a less expensive option. But whatever the case, you should always full understand what it… Read More »

Understanding Interest Rates

When you borrow money, you make payments towards what you have borrowed and this payment usually includes the interest that the lender charges for lending you the money. The amount of interest can vary, as can the terminology used to describe it but understanding what it means in real money terms is an important part… Read More »

Avoid Credit Hangovers This Holiday Season

Christmas is expensive, especially if you have kids and there is always the pressure to grab those seasonal bargains around Black Friday and other special events. But it is easy to fall into the trap of ‘buy now, pay later’ and if you don’t manage your credit well, you can end up with a serious… Read More »

Why You Should Check Your Credit Score

Your credit score, also known as a credit rating, might seem like something you only need to check if you want to get a loan or a mortgage but there are other reasons why you should check your credit score on a regular basis. The process is simple to do and can spot several problems… Read More »